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The evolution of payment methods is reshaping the way we pay, but how do merchants handle this constant change on a global scale?

The recent surge in alternative payment methods (APMs) is a result of technological advancements, heightened consumer desire for smooth transaction experiences, and increased consciousness about data security and privacy.

As digital wallets, cryptocurrencies, and mobile apps gain traction, consumers demand diverse payment options.

Large businesses might find navigating this multifaceted payment world challenging.

Yet, there are ways to simplify the integration and management of these systems for an optimal customer experience:

1️⃣ Collaborate with a dependable payment service providers and/or orchestration provider:

Such platforms can oversee numerous APMs worldwide, giving businesses a singular platform for streamlined management, lessening operational challenges, and ensuring location-based security protocols.

2️⃣ Focus on dominant APMs:

Incorporate the most prevalent APMs in your demographic, and monitor budding trends to outpace rivals.

3️⃣ Enhance user experience:

Ensure APMs integrate flawlessly into your checkout system. Craft user-friendly interfaces suitable for different devices and tastes, guaranteeing a smooth payment journey.

4️⃣ Maintain robust security and adherence:

When incorporating new payment avenues, uphold rigorous security norms and remain in line with pertinent rules to safeguard both your enterprise and clientele.

5️⃣ Remain flexible and ready for change:

As the payment realm shifts, be proactive in updating payment strategies and embracing novel innovations to maintain market relevance and edge.

The way we pay for things has changed tremendously in recent years, and the advent of #digital payment methods is just accelerating their increase in numbers. Starting from the first mobile payment via SMS in 1994 until today's onset of #digitalwallets and #cryptocurrencies, now we've had a great succession of #innovations.

Illustration show the progress we have made over the years, moving from face-to-face credit cards and cash payments to online transactions, mobile wallets, and even biometric authentication. And the growth is staggering: the digital payments market is estimated to reach $10 trillion by 2025 and 60% of the global population is expected to have digital wallets by 2026.

So what's next? Here are a few predictions for what we might see in 2024:

- Even more seamless payments: Your image of paying for items is that a smile or a wave of your hand can do the job. #biometric authentication is already used in several places, and it’s set to become much more popular in the coming year.
- The rise of the connected wallet: That is why our pockets are already more than just places to store money. They’re linked to other parts of our lives, for instance, loyalty programs and health insurance plans This tendency may prevail in 2024 too, as wallets will become much more personalized and user-friendly.
- The continued growth of cryptocurrencies: Cryptocurrencies can still 'be called' in their infancy, but they are capable of disrupting the way we pay. In 2024, may see more businesses taking crypto and we could watch the rise of these fresh and new ways to use cryptocurrencies.

However, the aforementioned ones are just some of the more probable options. I can't even describe how great it is to be in this sector right now, and I am impatient to know what the next year will bring.
Source: Marc Van Oost & Victor Yaromin's LinkedIn post.

#payments #paytech #digitalpayments #paymentservices #paymentsolutions #fintech #fintechindustry #paymentindustry #financialtechnology #paymentmethods

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1 Y - ترجمه کردن - Youtube


Husbands. Fathers. Leaders. They may have had differing perspectives and approaches, but as leaders of the civil rights movement, Dr. Martin Luther King Jr. and Malcolm X had the same objectives. Witness their stories and discover the striking similarities in Genius: MLK/X, a limited series. First two episodes now streaming on Disney+, new episodes Thursday on National Geographic.

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The new, nearly 200-mile Pekoe Trail—which winds through Sri Lanka’s central highlands, passing remote villages and tea estates—was voted the Best of the World 2024 Reader’s Choice Winner.

Sri Lanka is virtually synonymous with tea. The island nation is one of the world’s top producers of tea leaves. Now visitors can trace the footsteps of historic planters on the new trail, which is also the country’s first long-distance walking route.

Starting just outside Kandy, the trail follows the 19th-century tracks upon which workers and horse-drawn carts transported freshly plucked leaves. Hikers can even stop to take a cooking class or savor a cup of aromatic Ceylon tea.

Discover more: https://on.natgeo.com/3T8LxDB

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Need to get rid of old clothes? You’re not alone: With fast fashion, it’s easier than ever to buy into trends. Here’s what to consider when cleaning out your closet. https://on.natgeo.com/3TfE0mD

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Companies often market their products as more sustainable than they actually are. This is called greenwashing—and the practice is on the rise.
Not all environmental claims are created equally. Greenwashing experts provide tips for consumers who want to spend their money with businesses they trust. https://on.natgeo.com/3Ihxbux

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Le rêve canadien est-il brisé?

https://ici.radio-canada.ca/no....uvelle/2051523/reve-

Le rêve canadien est-il brisé? | Radio-Canada
ici.radio-canada.ca

Le rêve canadien est-il brisé? | Radio-Canada

Selon une nouvelle étude, les enfants des immigrants sont de plus en plus éduqués, mais moins rémunérés que les canadiens de souche des mêmes générations.
Régine Nadège KAMDEM احساس می کند خوشحال
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Le Nigéria demande $10 milliards de dommages et intérêts à Binance qui retire le naira de son service

https://coinacademy.fr/actu/ni....geria-demande-10-mil

Le Nigéria demande $10 milliards de dommages et intérêts à Binance qui retire le naira de son service
coinacademy.fr

Le Nigéria demande $10 milliards de dommages et intérêts à Binance qui retire le naira de son service

Binance retire le naira nigérian de sa plateforme P2P face à une demande de compensation de 10 milliards de dollars par le gouvernement nigérian.
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#bitcoin (BTC-USD) zoomed past $63,000 Thursday, putting it within striking distance of its #ath(all-time high) of nearly $69,000 reached in November 2021. It was changing hands at about $62,220 early Friday.⁠

It closed out February with gains of 44%, its best monthly performance since December of 2020.⁠

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The European parliament recently voted for making the EU Identity Wallet (EUIDW), mandatory to support by banks. It might be of interest to know that the current draft for the EUIDW when used in a C2B payment scenario, eliminates intermediaries: https://lnkd.in/d_NPkKwy

This may come as a shock 😱 for the banking community that to date, haven’t really bothered optimizing the business model for A2A transactions by removing the historical “cruft” imposed by the card networks. Not even BIN databases are needed 😁

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