To visionary merchants, traders, and businesses in Canada and around the world,
A unique and unprecedented opportunity is available to you: Revolutionize your payments with BreezyPay, LOOP, QikQik, Whitelabel and propel your business to new heights.
In an increasingly competitive market, offering an exceptional customer experience is the key to success. SUREBANQA CORP., an innovative financial technology (FinTech) company duly registered as a Money Service Business (MS with FINTRAC in Canada, offers you the ability to radically transform your payment process.
Imagine a world where your customers, whether in-store or online, can buy what they want instantly and pay in installments, without you having to bear any risk. With BreezyPay, this is now a reality. You receive your full payment immediately, while your customers benefit from increased financial flexibility. It's an in-store payment credit facility, supported by global leaders like Affirm, Klarna, and powered by SUREBANQA in partnership with Stripe. A true win-win that increases conversions, average cart size, and customer loyalty.
For businesses wishing to control their brand image, customer base, transaction volumes, and reach, our Whitelabel solution is the ultimate answer.
Unleash unparalleled growth, flexibility, and security for your business.
Our cutting-edge payment platform, BreezyPay, is designed for the future. It integrates powerful features to meet all your needs:
* BNPL (Buy Now, Pay Later) and RNPL (Rent Now, Pay Later)
* Multi-currency e-wallets
* Online marketplace (e-Marketplace/Webstore)
* Escrow service
* Referral and loyalty system
* Virtual debit cards,
* and much more.
Choose the BreezyPay whitelabel variant designed for you
Each variant offers a unique set of features and benefits, tailored to the specific needs of your business to catalyze your success.
1. Premium
* Setup fee: €25,000
* Features: BNPL, RNPL, multi-currency e-wallets, e-Marketplace/Webstore, Escrow.
* Branding: Customizable logo, color scheme, and font.
* Customer support: Email and phone support during business hours.
* Transaction fee: 5.75% per transaction.
* Referral bonus: 1.50% for successful referrals.
* Add-ons: Add On/Off Ramp Crypto Rails, Bank-as-a-Service, and Stablecoin-as-a-Service for €75,000 (5% discount).
* Estimated savings: €5,000 - €10,000 per year in reduced transaction fees.
* Estimated ROI: 20% to 30% in the first year.
2. Deluxe
* Setup fee: €37,500
* Features: All Premium features, plus enhanced customer support, advanced API access, and virtual debit cards.
* Transaction fee: 4.00% per transaction.
* Referral bonus: 3.00% for successful referrals.
* Add-ons: Add On/Off Ramp Crypto Rails, Bank-as-a-Service, and Stablecoin-as-a-Service for €75,000 (10% discount).
* Estimated savings: €10,000 - €20,000 per year in reduced transaction fees.
* Estimated ROI: 30% to 40% in the first year.
3. Mega
* Setup fee: €50,000
* Features: All Deluxe features, plus custom payment flows, advanced risk management, dedicated technical support, and enhanced reporting.
* Transaction fee: 2.75% per transaction.
* Referral bonus: 6.00% for successful referrals.
* Add-ons: Add On/Off Ramp Crypto Rails, Bank-as-a-Service, and Stablecoin-as-a-Service for €75,000 (15% discount).
* Estimated savings: €20,000 - €30,000 per year in reduced transaction fees.
* Estimated ROI: 40% to 50% in the first year.
4. Black
* Setup fee: €150,000
* Features: All Mega features, plus a personalized onboarding process, a dedicated account team, tailored solutions, and priority access to new features.
* Transaction fee: 1.25% per transaction.
* Referral bonus: 10.00% for successful referrals.
* Add-ons: Choose from single or bundled add-ons, including On/Off Ramp Crypto Rails, Bank-as-a-Service, and Stablecoin-as-a-Service for €75,000 (20% discount).
* Estimated savings: €30,000 - €50,000 per year in reduced transaction fees.
* Estimated ROI: 50% to 60% in the first year.
Why choose BreezyPay Whitelabel?
* A trusted partner: SUREBANQA CORP. is a federal (Canada) corporation, incorporated on 2019-06-02, and holder of MSB license number M20035053. Our authorized activities include money transferring, foreign exchange dealing, and dealing in virtual currencies.
* Flexibility: Our platform offers flexible payment options that meet the diverse needs of your business and the preferences of your customers.
* Scalability: Our infrastructure, strengthened by our partnership with Stripe and others, is designed to handle exponential growth in transaction volumes.
* Security: Our advanced security features and protocols protect every transaction and your customers' data.
* Customization: Our platform can be fully adapted to your specific needs to reflect your unique brand identity.
Take action today!
Don't let this opportunity to redefine the future of your business pass you by. Contact us to learn more about BreezyPay Whitelabel and to determine which variant is best suited for your business.
Our team is ready to support you for a seamless integration and lasting success.
An Exclusive Investment Opportunity
For visionary investors, we are offering a unique chance to hold shares in our company and take part in this revolutionary adventure.
* Shares: Invest a minimum of €10,000 and get exclusive access to BreezyPay shares.
* Whitelabel Partnership: With a minimum investment of €25,000, become a Whitelabel partner and leverage our technology to propel your own business.
This offer is limited in time and reserved for the first 10 investors, valid until August 31st.
Join us to shape the future of payments and empower businesses worldwide.

*S’enrichir grâce à sa maison ? Des données contredisent le mythe*

[...]Mais c’est un mythe d’affirmer qu’on « jette son argent par les fenêtres » en vivant en logement locatif, selon lui.

Dans une maison, on pourrait dire la même chose avec l’intérêt sur son paiement hypothécaire. Après ça, il y a les taxes municipales, les assurances, l’entretien, les projets… On ne s’enrichit pas nécessairement.

Thomas Gaudet, conseiller en sécurité financière

La maison peut toutefois offrir un mode de vie auquel on aspire, selon le spécialiste, comme une stabilité, un plus grand espace pour une famille, ou encore un terrain plus vaste. De plus, en l’absence d’épargne forcée en logement locatif, il faut aussi avoir la discipline d’épargner et d’investir son argent pour en arriver à des résultats similaires, explique M. Gaudet.[...]

https://www.lapresse.ca/affair....es/marche-immobilier

*Le Royaume-Uni va permettre aux particuliers d'acheter des produits financiers adossés à des cryptomonnaies*

[...]Le gendarme des marchés britanniques, la FCA, va autoriser l'accès au grand public aux produits financiers adossés à des cryptomonnaies au Royaume-Uni à partir du 8 octobre 2025, selon un communiqué publié vendredi. "Les entreprises pourront bientôt proposer aux particuliers des titres de dette cotés en bourse (ETN) adossés aux cryptomonnaies", sous réserve que ces organismes soient agréés par la FCA, a annoncé l'autorité de régulation britannique.[...]

https://www.bfmtv.com/crypto/l....e-royaume-uni-va-per

Why many Nigerians are still unbanked despite the rise of fintechs—Olu Akanmu  

[...]According to him, while fintechs have made significant progress in expanding digital services and deepening financial inclusion, much of that growth has so far centered on those who already had some access to financial services.[...]

[...]While celebrating progress, Akanmu stressed that the journey to full financial inclusion is far from over.

To truly unlock Nigeria’s economic potential, he said, fintechs must go where the need is greatest: among the unbanked[...]

[...]Highlighting the importance of financial inclusion in a critical sector like agriculture, Akanmu said financial inclusion will help smaller farmers to be more integrated into the formal economy and make them more productive.
According to him, when small farmers have financial accounts, they can be better aggregated[...]

https://nairametrics.com/2025/....08/02/why-many-niger

Bank of Canada rate decision offers little relief to homeowners facing mortgage renewals

[...]The central bank left its benchmark rate unchanged at 2.75 per cent, which means mortgage rates are still higher than they were five years ago when thousands of Canadians borrowed at record low costs.

Economists have predicted that many Canadians would face a renewal shock this year as their five-year mortgages came up for renewal. While rates have come down 225 basis points from their peak in 2023, the popular five-year fixed mortgage rate is between 4 and 4.5 per cent, compared with less than 2 per cent in 2020 and 2021.[...]

https://www.theglobeandmail.co....m/business/article-b

Hum!

Des vendeurs vivent l’enfer sur Facebook Marketplace: «On dirait que le monde ne sait pas vivre»

[...]Selon lui, la clé pour être un bon acheteur sur Facebook Marketplace, ou ailleurs, c’est l’honnêteté.[...]

https://www.24heures.ca/2025/0....7/29/des-vendeurs-vi

L’argent et le bonheur | Le prix élevé d’une maison payée

[...]Il faut compter généralement entre 2 et 3 % de la valeur d’une maison en dépenses annuelles en moyenne pour l’entretien, les taxes municipales et scolaire et les assurances. Sans parler des « envies », comme des rénovations non essentielles, mais qui sont réalisées par la majorité des propriétaires.

Or, au-delà de ces montants, est-ce vrai de dire qu’habiter dans une maison libre d’hypothèque, c’est essentiellement réussir à déjouer le système et vivre à très peu de frais ?

En fait, vivre dans une maison entièrement payée est une façon coûteuse de se loger.[...]



https://www.lapresse.ca/affair....es/finances-personne